Terms of Use

Agreement to Terms

By accessing and using the Clear Edges website (clear-edges.com) and services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use our website or services.

Description of Services

Clear Edges provides financial education services, including consultations, workshops, courses, and assessments designed to improve financial literacy and decision-making capabilities.

Our services are educational in nature and do not constitute financial advice, investment advice, or recommendations to buy or sell any financial products.

Eligibility

Our services are intended for individuals who are:

• At least 18 years of age
• Legally capable of entering into binding contracts
• Residents of Australia or individuals subject to Australian jurisdiction

By using our services, you represent and warrant that you meet these eligibility requirements.

Service Bookings and Payments

Booking Process

Service bookings are made through our website forms. A booking is confirmed once we send you a confirmation email with scheduling details.

Pricing

All prices are displayed in Australian Dollars (AUD) and include applicable GST. We reserve the right to modify our pricing at any time, though changes will not affect confirmed bookings.

Payment Terms

Payment is required at the time of booking or as otherwise agreed in writing. We accept payment methods as specified during the booking process.

Cancellation and Refund Policy

• Cancellations made more than 7 days before the scheduled service: Full refund
• Cancellations made 3-7 days before: 50% refund
• Cancellations made less than 3 days before: No refund
• We reserve the right to cancel services with full refund if necessary

User Responsibilities

When using our website and services, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of any account credentials
• Use our services only for lawful purposes
• Not misrepresent your identity or affiliation
• Not interfere with the proper functioning of our website
• Not attempt to gain unauthorized access to our systems

Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and educational materials, is the property of Clear Edges or our licensors and is protected by Australian and international copyright laws.

You may not:

• Reproduce, distribute, or publicly display our content without written permission
• Modify or create derivative works from our materials
• Use our content for commercial purposes without authorization
• Remove or alter any copyright notices or proprietary markings

Educational Nature of Services

Our services are educational and informational in nature. They do not constitute:

• Financial advice or recommendations
• Investment advice or portfolio management
• Legal or tax advice
• Guarantees of specific financial outcomes

You should consult with licensed financial advisors, accountants, or legal professionals for specific advice tailored to your circumstances.

Limitation of Liability

To the maximum extent permitted by Australian law:

• We provide our services "as is" without warranties of any kind
• We are not liable for any indirect, incidental, or consequential damages
• Our total liability for any claim is limited to the amount you paid for the specific service
• We are not responsible for financial decisions you make based on our educational content

Nothing in these terms excludes or limits liability that cannot be excluded or limited under Australian Consumer Law.

Indemnification

You agree to indemnify and hold harmless Clear Edges, its officers, employees, and agents from any claims, damages, losses, or expenses arising from:

• Your use of our services
• Your violation of these Terms of Use
• Your violation of any rights of another party

Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of external sites. We encourage you to review their policies before engaging with them.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes constitutes acceptance of the modified terms.

Modifications to Services

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice or liability.

Governing Law and Jurisdiction

These Terms of Use are governed by the laws of Victoria, Australia. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts of Victoria.

Dispute Resolution

In the event of any dispute, we encourage you to contact us first to seek resolution. If informal resolution is not possible, disputes may be resolved through:

• Mediation or alternative dispute resolution
• Legal proceedings in the appropriate Victorian court

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and Clear Edges regarding the use of our services.

Contact Information

For questions about these Terms of Use, please contact us:

Clear Edges
Email: [email protected]
Address: Level 12, 456 Collins Street, Melbourne VIC 3000, Australia